“What a team! Every question answered within hours, every step explained before we even had to ask, and a genuinely lovely bunch of people to deal with during what could have been a very stressful few months.”
Refused a mortgage?
Don't worry… we've got you :)
Finding bad credit mortgages is our speciality. We can help you when the bank says no!
Unsure? Read a little more or hit the ‘Get Started’ button.
GET STARTEDContact us to start yourmortgage dream.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Finding you a deal with trusted lenders
Bad credit doesn't mean you can't access the UK biggest lenders!
We have access to over 100 of the most trusted lenders and it's super easy to get started.
Specialist bad credit mortgage advisers
A poor credit file doesn't mean the door is closed. High street banks use rigid automated scoring, but specialist lenders assess your story — how old the adverse credit is, why it happened and what's changed since. We place cases every week for clients with defaults, CCJs, arrears, debt management plans, IVAs and discharged bankruptcies.
Credit issues we deal with every day
Defaults & CCJs
Many lenders ignore satisfied defaults and CCJs after a certain point. We know exactly which ones and when.
Talk to an adviserMissed payments
Late payments on credit cards, loans or a previous mortgage don't have to stop you buying or remortgaging.
Talk to an adviserIVAs & bankruptcy
Discharged bankruptcies and completed IVAs are placed with lenders every week. We handle the whole case for you.
Talk to an adviserDeclined elsewhere
Turned down by your bank or a comparison site? A decline isn't the end — it usually means the wrong lender.
Talk to an adviserEnquire about a bad credit mortgage
Send us your details and a quick note about your credit situation. A specialist adviser will come back to you with the lenders most likely to say yes.
- Soft process — your credit score is untouched
- A real adviser, not a call centre
- Your data is never sold to third parties
Your home may be repossessed if you do not keep up repayments on your mortgage.











